Terms and Conditions for Lark Finserv Private Limited

Welcome to Lark Finserv Private Limited ("Lark," "we," "us," or "our"). Please read these Terms and Conditions ("Terms") carefully before using our website, https://thelark.in/ ("Website"), and availing our services. By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Website or services.

Digital Lending Services:

Lark Finserv Private Limited is a digital lending company that provides loans against securities. By using our Website and services, you acknowledge that you understand the nature of our services and agree to comply with all the applicable laws and regulations.


To use our services, you must be at least 18 years old and capable of entering into a legally binding agreement as per the laws of India. By using our Website and services, you represent and warrant that you meet these eligibility requirements.

User Account:

To access certain features and services on our Website, you may need to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you suspect any unauthorized use of your account, you must notify us immediately.

Privacy Policy:

We respect your privacy and are committed to protecting your personal information. Our Privacy Policy, available on our Website, outlines how we collect, use, and disclose your personal data. By using our services, you consent to our privacy practices as described in the Privacy Policy.

Intellectual Property:

All content, trademarks, logos, and intellectual property displayed on our Website are the property of Lark Finserv Private Limited. You are not permitted to use, reproduce, modify, distribute, or create derivative works of any content on our Website without our prior written consent.

Use of Website and Services:

You agree to use our Website and services for lawful purposes only and in accordance with these Terms. You must not engage in any activity that may disrupt or interfere with the functioning of our Website or compromise its security.

Prohibited Conduct:

When using our Website and services, you must refrain from:

  1. Violating any applicable laws or regulations;
  2. Uploading or transmitting any content that is unlawful, defamatory, abusive, obscene, or harmful;
  3. Impersonating any individual or entity, or falsely representing your affiliation with any person or organizatio
  4. Attempting to gain unauthorized access to our Website, servers, or any other systems related to Lark Finserv Private Limited;
  5. Engaging in any conduct that may cause damage to our reputation or goodwill.

Complaints and Grievances:

If you have any complaints or grievances regarding our services, please contact our Grievance Officer at complaint@thelark.in.

Limitation of Liability:

Lark Finserv Private Limited shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our Website or services.


We reserve the right to modify, update, or change these Terms at any time without prior notice. It is your responsibility to review these Terms periodically. Continued use of our Website and services after any changes to the Terms constitutes your acceptance of the revised Terms.

Governing Law and Jurisdiction:

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [City], [State], India.

By agreeing to the terms and conditions seen on this page, you also agree to the Account Aggregator Ecosystem Participation Terms, which can be viewed at https://sahamati.org.in/participation-terms/ .These terms govern your use of the Account Aggregator services, and you are requested to review these terms before recording your agreement.

Any complaint cornering the service or the website may be submitted to the grievance officer of the company as the detail given below

NameMs Usha Kiran
Address10-2-289/71, Krishna Doyen# 501. Shanti Nagar, Hyderabad
Phone+91-40-6663 5679 or +91 90100098899
Tine103.30am-5.30 pm

If you have any questions or concerns about these Terms and Conditions, please contact us at support@thelark.in.

Last updated: 1st Aug 2023

By using our Website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.